Business Loans: Fast Funding for Small Businesses
Palm Beach Funding is dedicated to helping your small or mid-sized business succeed by providing quick, easy small business funding in as little as one business day. We provide alternative business funding from as low as $10,000 up to $500,000 in all industries across the United States.
Merchant Cash Advances
You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the advance have been met.
Invoice Factoring
Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).
Business Line of Credit
Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go and only pay interest on the amount you’ve borrowed.
Small Business Loans
Discover ideal small business loan solutions. Startup, expansion, equipment financing – flexible options for your enterprise’s success.
Business Funding Calculator
Quickly assess your financing needs with our Business Funding Calculator. Borrow flexibly without fixed terms, repay as you grow, and only pay interest on what you use.
Collateral Loans
Secure the capital you need with Collateral Loans. Borrow as much or as little as necessary, repay at your pace, and pay interest solely on the borrowed amount.
We fund businesses in most industries
Restaurants
Construction
Retail
Transportation
Healthcare
Responsible funding you can trust
At Palm Beach Funding, our mission is to help small- and mid-sized businesses grow without the stress of applying for small business funding through a traditional lender. With a streamlined online application, faster turnaround, and approvals based on your business’s potential — not just your credit rating — we can approve more small business funding than traditional lenders, often in as little as one business day.
Apply for a small business loan online and get the funding you need in as little as 24 hours. Our Funding Advisors will respond within an hour (during regular business hours) to help you find the right small business financing option, as well as answer any questions you might have.
With funding from $10,000 up to $500,000, Palm Beach Funding offers a variety of small business funding options to suit your business, including:
- Merchant cash advances
- Invoice factoring
- Small business lines of credit online
- Collateral business loans
- Alternative small business loans
12+ years of experience
Over 10,000 businesses funded
Within 2 hours approval
Application approval in as little as 2-5 business hours
Funding in 24 hours
Funding your business in as little as 1 business day
People First
If you have any questions, your funding advisor is there to help.
Base conditions of funding:
Funding Range
• Up to $250K
Setup Fee
• $349 minimum or 10% of funding amount
Terms
• 1st Position: 3 – 15 months
• 2nd Position: 3 – 9 months
Minimum Requirements
for Business Funding
| Minimum Revenue | $50,000 / month (Trucking $300k+, Construction $200k+) |
| Time in Business | 6 months or more |
| Ownership % | Minimum of 51% Ownership |
| Personal Credit | FICO 500+ |
| Overdrafts & NSFs | 6 NSF/Negative Days |
| Positions | 2nd+ |
| Entity Types | All entity types, including sole proprietorships and non-profits |
Key Advantages of Our Business Financing Solution
Fast Access to Funds
Receive funding for your business in as little as 24 hours through our fast business funding solutions.
Flexible Terms That Fit Your Needs
Our repayment plans are designed to match your cash flow. Our tailored business loans help you grow on your terms.
Approvals Based on Your Business Potential
We evaluate your revenue, cash flow, and growth potential—not just your credit score.
Automated and Fast Checkout Process
The offer checkout process is automated, providing a fast and seamless experience, with funding possible within hours.
Competitive Pricing
Enjoy competitive rates that make financing more affordable compared to traditional lenders.
Early Payoff Discounts
Save money by paying off your loan early. We reward your success with discounted rates.
No Hidden Fees
Our transparent pricing ensures you know exactly what to expect—no surprises or hidden charges.
Dedicated Funding Advisor
Partner with a knowledgeable advisor who will guide you every step of the way and ensure you get the best solution.
Tailored Solutions for Every Business
Whether you’re growing, recovering, or maintaining operations, our business financing options are customized to your goals.